Employee Benefits · Free Plan Review

Free Employee Benefits Plan Review

Not sure if your group health plan is priced right? Accelerated’s CPA-led team offers a free, no-obligation employee benefits audit that benchmarks your costs and explains what’s driving your renewal.

Part of Accelerated’s employer services, alongside workers’ compensation, PEO, and custom software solutions.

Advisor reviewing a group insurance plan document with a client
The Basics

What Is an Employee Benefits Audit?

An employee benefits audit is a review of your company’s benefits plans, costs, vendor contracts, and compliance. It shows whether you’re paying a fair price for your coverage and where there may be room to improve, without cutting the benefits your employees rely on.

Why Is My Group Health Insurance Going Up?

Renewal increases usually come from a mix of factors: rising claims, pharmacy costs, an aging workforce, or a plan that hasn’t been shopped or benchmarked in years. A health insurance audit helps you see which of these are affecting your plan.

Advisor and client reviewing a group benefits plan at a laptop
Advisor discussing group insurance options with two clients across a meeting table

What's Included in Your Free Benefits Plan Review

Our employee benefits analysis gives you a clear, practical picture of your current plan. Every review includes:

  • Cost review. A look at your premiums, employer and employee contributions, and total employee benefits cost.
  • Employee benefits benchmarking. A comparison of your plan’s cost and design against similar employers in your industry and region.
  • Plan design and funding check. A review of deductibles, copays, and networks, and whether your current funding model still fits your group.
  • Contract and compliance review. A check of carrier and vendor terms and key ACA and ERISA requirements.
  • Written summary. A short report of findings and options, which you keep whether or not you work with us.

What We Need From You

Your current renewal, plan summaries (SBCs), and an employee census. Claims reports are helpful if you have them, but they aren’t required.

What Happens Next

What to Expect After You Submit Your Request

  1. Step 1: We follow up. A member of our team reaches out to confirm your details and answer any initial questions.
  2. Step 2: You share your plan information. We send a simple document checklist. Most employers can gather everything in about 15 minutes.
  3. Step 3: We complete the review. Our CPA-led team analyzes your plan, benchmarks your costs, and prepares a written summary of the findings.
  4. Step 4: We walk you through the findings. On a short call, we explain the results and answer your questions. There’s no pressure and no obligation to make changes.

If your current plan is already competitive, we’ll tell you. Best timing is 90–120 days before your renewal date.

Who Should Request a Review?

  • Companies facing a renewal increase
  • Businesses that haven’t reviewed their benefits in 2+ years
  • Staffing companies and other high-turnover employers
  • Employers curious about self-funding or level funding
Why Accelerated

A Review Grounded in the Numbers

With CPAs on staff, our team looks at your plan the way an auditor would, then gives you honest, practical options. Already have a broker? You can use our findings with your current agent, or we can work alongside them.

Part of a Broader Approach to Workforce Costs

Benefits are one part of your total employee costs. Many clients also work with us on workers’ compensation, PEO services, and custom software solutions, so their benefits, payroll, and risk programs work together.

About Accelerated · See all services we offer employers

Free Benefits Plan Review FAQs

Is the benefits plan review really free?

Yes. There’s no cost and no obligation. You keep the written summary whether or not you work with us.

It depends mostly on how quickly we receive your plan documents. When we confirm your details, we’ll give you an expected date for your findings call, so there’s time to act before your renewal.

Common options include adjusting plan design, reviewing pharmacy spend, removing overlapping coverage, changing your funding model, and benchmarking against similar employers. Your review shows which options fit your company.

We’ll tell you. Many employers use the review to confirm they’re paying a fair price and to go into their next renewal with confidence.

No. You can use our findings with your current broker, or we can work alongside your agent.

No. Your information stays private, and we never share it with carriers without your permission.

Get Started

Request Your Free Benefits Plan Review

Find out how your plan compares before your next renewal. No cost, no obligation.

Request a Free Review

Share a few details and our team will follow up to get your review started.

Your information stays private. We never share it with carriers without your permission.